1. Who we are
IncomeMate is developed and sold by Marcel Faas, Sandenburg 62, 2036 PS Haarlem, Dutch Chamber of Commerce (KvK) number: to follow (hereinafter: "the developer"). You can reach us at app.income.mate@gmail.com.
2. Scope
These terms apply to your use of the IncomeMate application (hereinafter: "the app"). By installing and using the app, you agree to these terms.
- Your rights as a consumer: Nothing in these terms limits the rights you have as a consumer under the law. If a provision conflicts with them, the law applies and the other provisions remain in force.
3. Intended use
- Personal use: The app is meant for individuals who want an overview of their own income and expenses. The app is not meant for business use.
- No bookkeeping: The app is not accounting software and is not suitable as a company's records or for meeting a legal obligation to keep records.
- No advice: The app does not give financial, tax or legal advice. Decisions you make based on the app are your own choice.
- Only on your device: Your data is stored only on your own device, not in a cloud of the developer. That is why you are responsible for your own backups (see article 6).
4. License
You receive a personal, non-exclusive and non-transferable right to use the app on the devices linked to your account in the Google Play Store or Apple App Store. You may not copy, sell, rent, modify or reverse-engineer the app, except as far as the law allows. All rights to the app remain with the developer. Open-source components in the app are covered by their own licenses.
5. Trial period and payment (in-app purchase)
- Trial period: You can try the app for 14 days for free and without obligation.
- One-time purchase: After the trial period, a one-time payment is needed to keep using the app. In the Netherlands this costs €1.99 including VAT; in other countries the price shown by the store applies. You can also unlock the app during the trial period. There is no subscription.
- Right of withdrawal: You receive the unlock immediately after the purchase. By confirming the purchase, you agree to this immediate delivery and acknowledge that you thereby lose your right of withdrawal (the legal 14-day cooling-off period). You were able to try the app for free for 14 days beforehand.
- Payments and refunds: Payments and refund requests are handled by the Google Play Store or the Apple App Store, according to their own policies. The developer does not receive your payment details.
- Does the app not work as described? Then please contact us. Your legal rights continue to apply in that case.
6. Use and liability
- A tool: The app is a tool. Check amounts, calculations and overviews yourself before relying on them.
- Receipt scanning (OCR): The app reads receipts on your own device: on Android with Google ML Kit (part of Google Play services), and for languages ML Kit cannot read and on other devices with the Tesseract.js library. Recognized amounts and descriptions may contain errors; always check them before saving.
- Exchange rates: Exchange rates come from an external service (Frankfurter, based on the rates of the European Central Bank) and can be updated at most once per day. The rates are indicative.
- Importing files: You are responsible for the content of a CSV file you import and for checking the rows before saving them. If you have a file (such as a bank export) edited by an external service, for example an AI assistant, that happens outside the app and the terms and privacy policy of that service apply.
- Deleting data: With "Fix mistakes" you can undo the last import or erase all entries of a year. The app asks for confirmation first. Deleted data cannot be recovered afterwards.
- Backups: You are responsible for the security of your device and for making backups of your data.
- External services: The developer is not responsible for the (temporary) unavailability of Google Play services, Frankfurter or other external services.
- Limitation of liability: As far as the law allows, the developer is not liable for indirect damage, such as consequential damage, lost savings or loss of data. Any liability is limited to the amount you paid for the app. These limitations do not apply in case of intent or deliberate recklessness of the developer.
7. Availability and updates
The developer strives for the app to work well, but does not guarantee uninterrupted availability. On first use, an internet connection may be needed to download the text recognition components; updating exchange rates always needs an internet connection. The developer may change or improve features. The developer provides the updates needed to keep the app working as described and secure, for as long as you can reasonably expect. The developer is not obliged to add new features.
8. Changes to these terms
The developer may change these terms, for example for new features or new legislation. The date of the last change is shown at the top. We announce important changes in advance in the app or on the app's page in the store. A change never takes away access you have already bought.
9. Applicable law and disputes
- Dutch law: Dutch law applies to these terms and the use of the app. If you live in another country of the European Union, you keep the protection of the mandatory rules of that country.
- Complaints: If you have a complaint, please email app.income.mate@gmail.com first. We respond within 14 days.
- Competent court: Disputes are submitted to the competent court in the Netherlands, unless the law gives you the right to go to the court where you live.
- Governing language: These terms and the app were originally written in Dutch. If they are shown in another language (whether or not automatically translated), the Dutch text prevails in case of a difference in interpretation.
10. Contact
For questions, you can contact us at app.income.mate@gmail.com.